Business Plan
A business plan outlines goals, strategies, and resources, providing a clear roadmap for growth and engaging key stakeholders in success.
Overview
Accessing capital is a critical step for regional businesses preparing to scale or bid for larger contracts. Without adequate working capital, even capable businesses can struggle to cover upfront costs, purchase equipment, hire staff, or manage the long payment terms common in major project work.
For lenders or investors to back a business, they need confidence in its capacity to deliver, this means having a strong business plan, realistic cash flow forecasts, a track record of successful delivery, and a clear understanding of risks and opportunities.
Early engagement with banks, Indigenous Business Australia, or relevant grant programs can open pathways to overdrafts, loans, and funding support. Proactively preparing financial documentation and building a relationship with your banker ensures you are “contract ready” not only from an operational perspective but also financially, positioning your business to move quickly when opportunities arise
Topics
Cashflow Planning
Strong cash flow management helps regional businesses survive long payment terms, avoid financial stress, and seize growth opportunities confidently.
Grants
Grants help regional businesses access capital to scale, innovate, and strengthen their competitiveness when bidding for major projects.
How to talk to your bank
Prepare for funding conversations - clear financials and growth plans help secure capital and build trust with banks for project success.